Credit cards in Europe

UK spenders who want Membership Rewards points with a free first year.

Heavy British Airways flyers chasing Avios and tier points.

Spending abroad from the UK with no foreign transaction fees.

Paying abroad from Germany with no annual fee and no foreign currency fee.

Frequent flyers in the UK who will use the lounges and dining credits.

Simple cashback in the UK with no annual fee.

Travellers in Germany who want Membership Rewards and travel insurance.

Collecting Avios on everyday spend with no annual fee.

Higher Avios earn for people who spend £10,000 or more a year.

HSBC Premier customers who want unlimited lounge access.

Avios on everyday spend with no monthly fee.

A free way into Membership Rewards points in the UK.

Marriott regulars in the UK who want a free night each year.