American Express Gold Card (Germany) card
🇪🇺 Europe · American Express

American Express Gold Card (Germany)

Travellers in Germany who want Membership Rewards and travel insurance.

4.3 / 5
Joining fee
€0
Annual fee
€240
Top reward
1%
Min income
Not verified

External link to American Express’s own application page.

The American Express Gold Card (Germany) costs €240 a year. It earns 1% on all spends. Forex markup is 2%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much American Express Gold Card (Germany) actually pays you over time, net of annual fees.

€1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards€180
Annual fee−€240
Cumulative net value
€-300
over 5 years
Year 1
€-60
€-60/yr
Year 2
€-120
€-60/yr
Year 3
€-180
€-60/yr
Year 4
€-240
€-60/yr
Year 5
€-300
€-60/yr
Year 1 (with bonus)
€-60
Year 2+ (steady state)
€-60/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the American Express Gold Card (Germany) earn?

What you earn back, by category.

Everything else
1%
📈

What do you get with the American Express Gold Card (Germany)?

  • 1 Membership Rewards point per €1 spent
  • €20 a month (€240 a year), Membership Rewards included
  • A 2% foreign currency fee on payments outside the euro area

Who qualifies for the American Express Gold Card (Germany)?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
Not verified
Self-employed
Eligible

What people say about the American Express Gold Card (Germany)

Real answers from readers. No login, and nothing here affects our scores.

American Express Gold Card (Germany) FAQ

›What is the American Express Gold Card (Germany) annual fee?

The annual fee is €240 (joining fee €0).

›What does the American Express Gold Card (Germany) earn?

It earns 1% on all spends.

›What is the American Express Gold Card (Germany) forex markup?

The American Express Gold Card (Germany) charges 2% forex markup on foreign-currency spends.

›Are these American Express Gold Card (Germany) figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.