Find the European credit card that pays you most.
13 cards from the UK and the euro area compared on annual fees, foreign transaction fees and what they earn, in pounds or euros. Put in what you spend and see what each one leaves you with after the fee.
13
cards in the Europe catalog
6
with no annual fee
2
with no foreign transaction fee
13
dated card changes tracked
Award flights
Your points can be worth far more as a flight.
See which airline and hotel programs your European cards reach, what a point is worth on each route, and whether a seat exists before you move anything.
Plan an award flightWhat changed lately
All 13Tools
Polo BrainAsk which of your cards to use for a purchase.My CardsSee whether each annual fee is still worth paying.Compare two cardsFees, earn rates and foreign fees side by side.Transfer partnersWhich points move to which airline and hotel.Lounge accessEvery card’s lounge terms, in its own words.Card newsEvery dated change to the cards we track.
Guides that show the math
All guidesAsk people who hold the card.
Polo Club is open to everyone, with no login. Vote in a poll, ask a question, or say whether a card was worth it.
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