⛽Fuel · 🇮🇳 India
Best credit card for Petrol pump
Ranked by net reward rate. Each pick lists the exact percentage you earn at Petrol pump, plus any caps or fine print to watch.
The top 2
IN
Axis Bank
Axis ACE
VISA
#1 pick
Axis ACE
Axis Bank
1% fuel surcharge waiver on top of cashback.
Rate at Petrol pump
4% (capped) + waiver
Annual fee
₹499
IN
HDFC Bank
HDFC Millennia
HDFC Millennia
HDFC Bank
1% surcharge waiver up to ₹400/month.
Rate at Petrol pump
1% + waiver
Annual fee
₹1,000
FAQ
›Which credit card gives the highest reward at Petrol pump?
Axis ACE pays 4% (capped) + waiver on Petrol pump. 1% fuel surcharge waiver on top of cashback.
›Are there any caps or limits I should know about?
Most cards cap their boosted-category cashback. The ranking below already accounts for caps in the per-merchant note. For uncapped earn at Petrol pump, look for cards with "Unlimited" in the description.
›Should I get a new card just for one merchant?
Only if your annual spend at that merchant is high enough to clear the joining fee. As a rule of thumb: a 5% boost on ₹1,00,000 / $1,000 of annual spend = ₹5,000 / $50 — which justifies most no-fee or sub-₹1,000 fee cards.