Best credit card for Amazon (US)
Ranked by net reward rate. Each pick lists the exact percentage you earn at Amazon (US), plus any caps or fine print to watch.
The top 2
Discover it Cash Back
Discover
Q3 / Q4 typically include Amazon as the rotating category.
Chase Freedom Unlimited
Chase
Flat-rate fallback when no rotating boost is active.
FAQ
›Which credit card gives the highest reward at Amazon (US)?
Discover it Cash Back pays 5% on Amazon (US). Q3 / Q4 typically include Amazon as the rotating category.
›Are there any caps or limits I should know about?
Most cards cap their boosted-category cashback. The ranking below already accounts for caps in the per-merchant note. For uncapped earn at Amazon (US), look for cards with "Unlimited" in the description.
›Should I get a new card just for one merchant?
Only if your annual spend at that merchant is high enough to clear the joining fee. As a rule of thumb: a 5% boost on ₹1,00,000 / $1,000 of annual spend = ₹5,000 / $50 — which justifies most no-fee or sub-₹1,000 fee cards.