Best credit card for Flight / hotel booking (IN)
Ranked by net reward rate. Each pick lists the exact percentage you earn at Flight / hotel booking (IN), plus any caps or fine print to watch.
The top 3
HDFC Diners Club Black
HDFC Bank
Highest travel earn — 33 reward points per ₹150 on partner travel.
HDFC Regalia Gold
HDFC Bank
Mid-tier alternative with lower fee.
Tata Neu Infinity HDFC
HDFC Bank
Tata-owned AirAsia India + Cleartrip via Tata Neu.
FAQ
›Which credit card gives the highest reward at Flight / hotel booking (IN)?
HDFC Diners Club Black pays ~10% via SmartBuy on Flight / hotel booking (IN). Highest travel earn — 33 reward points per ₹150 on partner travel.
›Are there any caps or limits I should know about?
Most cards cap their boosted-category cashback. The ranking below already accounts for caps in the per-merchant note. For uncapped earn at Flight / hotel booking (IN), look for cards with "Unlimited" in the description.
›Should I get a new card just for one merchant?
Only if your annual spend at that merchant is high enough to clear the joining fee. As a rule of thumb: a 5% boost on ₹1,00,000 / $1,000 of annual spend = ₹5,000 / $50 — which justifies most no-fee or sub-₹1,000 fee cards.