Axis ACE
Bill payments + utilities + fuel, set-and-forget cashback
External link to Axis Bank’s own application page.
The Axis ACE costs ₹499 a year, waived at ₹2,00,000 annual spend. It earns 4% on fuel and 1.5% on everything else. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Axis ACE actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Axis ACE earn?
What you earn back, by category.
Up to ₹2,000 cashback on first 60-day spends
What do you get with the Axis ACE?
- 5% cashback on Google Pay bill payments (electricity, gas, broadband, mobile, DTH)
- 4% cashback on Swiggy, Zomato, Ola
- 2% cashback on every other transaction
- 4 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver
Who qualifies for the Axis ACE?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the Axis ACE
Real answers from readers. No login, and nothing here affects our scores.
Axis ACE FAQ
›What is the Axis ACE annual fee?
The annual fee is ₹499. It is waived if you spend ₹2,00,000 in a year.
›What does the Axis ACE earn?
It earns 4% on fuel and 1.5% on everything else.
›What is the Axis ACE forex markup?
The Axis ACE charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the Axis ACE?
The stated minimum income is ₹3,60,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the Axis ACE welcome bonus?
Up to ₹2,000 cashback on first 60-day spends.
›Are these Axis ACE figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
