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SBI Air India Signature

Existing holders only: closed to new applicants since October 2024.

No longer open to new applicants

SBI Card stopped issuing this card on 10 October 2024. A new Air India and SBI Card co-brand was announced on 28 October 2026, with no terms published yet.

source
4.3 / 5
Joining fee
₹4,999
Annual fee
₹4,999
Top reward
2%
Min income
₹12,00,000
No longer open to new applicants← Back to all cards

The SBI Air India Signature costs ₹4,999 a year, waived at ₹5,00,000 annual spend. It earns 2% on all spends. It is no longer open to new applicants. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much SBI Air India Signature actually pays you over time, net of annual fees.

₹50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards₹12,000
Annual fee₹0 (waived ✓)
Cumulative net value
+₹60,000
over 5 years
Year 1
₹12,000
+₹12,000/yr
Year 2
₹24,000
+₹12,000/yr
Year 3
₹36,000
+₹12,000/yr
Year 4
₹48,000
+₹12,000/yr
Year 5
₹60,000
+₹12,000/yr
Year 1 (with bonus)
₹12,000
Year 2+ (steady state)
₹12,000/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the SBI Air India Signature earn?

What you earn back, by category.

Everything else
2%
📈
🎁
Welcome bonus

20,000 Air India reward points

What do you get with the SBI Air India Signature?

  • 10 reward points per ₹100 on Air India tickets the primary cardholder buys on the Air India website or app
  • 4 reward points per ₹100 on others
  • Air India Maharajah Club Silver
  • 8 international + 8 domestic lounge visits/year
  • Free Air India ticket on ₹5L spend

Who qualifies for the SBI Air India Signature?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹12,00,000
Min credit score
780+
Self-employed
Eligible

What people say about the SBI Air India Signature

Real answers from readers. No login, and nothing here affects our scores.

SBI Air India Signature FAQ

›What is the SBI Air India Signature annual fee?

The annual fee is ₹4,999. It is waived if you spend ₹5,00,000 in a year.

›What does the SBI Air India Signature earn?

It earns 2% on all spends.

›What income do you need for the SBI Air India Signature?

The stated minimum income is ₹12,00,000 a year. Banks treat this as a guideline, not a hard cutoff.

›What is the SBI Air India Signature welcome bonus?

20,000 Air India reward points.

›Can you still apply for the SBI Air India Signature?

SBI Card stopped issuing this card on 10 October 2024. A new Air India and SBI Card co-brand was announced on 28 October 2026, with no terms published yet.

›Are these SBI Air India Signature figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.