SBI Air India Signature vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
SBI Air India Signature wins 4-2. Existing holders only: closed to new applicants since October 2024. Yes Bank Marquee is still the right call if high spenders who travel abroad: a 1% forex markup and unlimited international lounge access..
Side-by-side
| Criterion | SBI Air India Signature | Yes Bank Marquee |
|---|---|---|
| Annual fee | = ₹4,999 | = ₹4,999 |
| Joining fee | ₹4,999 | · ₹9,999 |
| Top reward rate | · 2% (general) | 4.5% (shopping) |
| Base reward rate | · 2% | 2.25% |
| Forex markup | = N/A | = 1% |
| Welcome bonus | = 20,000 Air India reward points | = 40,000 YES Rewardz points as a joining benefit |
| Fee waiver threshold | ₹5,00,000 / yr | · ₹10,00,000 / yr |
| Min income | ₹12,00,000 | · ₹36,00,000 |
| Min credit score | 780 | · N/A |
| Editorial rating | = 4.3/5 | = 4.3/5 |
Benefits compared
SBI Air India Signature
- 10 reward points per ₹100 on Air India tickets the primary cardholder buys on the Air India website or app
- 4 reward points per ₹100 on others
- Air India Maharajah Club Silver
- 8 international + 8 domestic lounge visits/year
- Free Air India ticket on ₹5L spend
Yes Bank Marquee
- 36 YES Rewardz points per ₹200 online, 18 per ₹200 offline, 10 per ₹200 on select categories
- 1 point = ₹0.25 on flights and hotels, ₹0.15 as gift vouchers, ₹0.10 as statement credit
- Foreign currency markup 1%
- Unlimited international lounge access and 6 domestic lounge visits a quarter, for primary and add-on cards
- 20,000 bonus points on paying the renewal fee
- Renewal fee waived on ₹10,00,000 retail spend in a year
FAQ
›SBI Air India Signature vs Yes Bank Marquee: which is better?
SBI Air India Signature wins on more dimensions (4 vs 2). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use SBI Air India Signature for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Air India Signature: 20,000 Air India reward points. Yes Bank Marquee: 40,000 YES Rewardz points as a joining benefit.