Barclaycard Avios Plus vs American Express Gold Card (Germany)
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Barclaycard Avios Plus wins 3-1. Higher Avios earn for people who spend £10,000 or more a year. American Express Gold Card (Germany) is still the right call if travellers in germany who want membership rewards and travel insurance..
Side-by-side
| Criterion | Barclaycard Avios Plus | American Express Gold Card (Germany) |
|---|---|---|
| Annual fee | = £240 | = €240 |
| Joining fee | = None | = None |
| Top reward rate | 1.5% (general) | · 1% (general) |
| Base reward rate | 1.5% | · 1% |
| Forex markup | = N/A | = 2% |
| Welcome bonus | 25,000 Avios after £3,000 spend in three months, for new Barclaycard customers | · N/A |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = Not verified | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | · 4.2/5 | 4.3/5 |
Benefits compared
Barclaycard Avios Plus
- 1.5 Avios for every £1 spent on eligible purchases
- £20 monthly fee (£240 a year)
- Spend £10,000 in 12 months to choose a British Airways cabin upgrade voucher
American Express Gold Card (Germany)
- 1 Membership Rewards point per €1 spent
- €20 a month (€240 a year), Membership Rewards included
- A 2% foreign currency fee on payments outside the euro area
FAQ
›Barclaycard Avios Plus vs American Express Gold Card (Germany): which is better?
Barclaycard Avios Plus wins on more dimensions (3 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Barclaycard Avios Plus for its best categories, American Express Gold Card (Germany) for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Barclaycard Avios Plus: 25,000 Avios after £3,000 spend in three months, for new Barclaycard customers. American Express Gold Card (Germany) doesn't list a welcome bonus.