British Airways American Express Premium Plus vs American Express Gold Card (Germany)
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
British Airways American Express Premium Plus wins 3-1. Heavy British Airways flyers chasing Avios and tier points. American Express Gold Card (Germany) is still the right call if travellers in germany who want membership rewards and travel insurance..
Side-by-side
| Criterion | British Airways American Express Premium Plus | American Express Gold Card (Germany) |
|---|---|---|
| Annual fee | · £300 | €240 |
| Joining fee | = None | = None |
| Top reward rate | 1.25% (general) | · 1% (general) |
| Base reward rate | 1.25% | · 1% |
| Forex markup | = N/A | = 2% |
| Welcome bonus | = N/A | = N/A |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = £35,000 | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | 4.5/5 | · 4.3/5 |
Benefits compared
British Airways American Express Premium Plus
- 1.25 Avios for every £1 spent on purchases
- From 1 April 2027, 1 British Airways tier point per £10 of eligible spend, up to 3,000 a year
- Travel inconvenience cover, including £200 for flight delay and £750 for delayed baggage
American Express Gold Card (Germany)
- 1 Membership Rewards point per €1 spent
- €20 a month (€240 a year), Membership Rewards included
- A 2% foreign currency fee on payments outside the euro area
FAQ
›British Airways American Express Premium Plus vs American Express Gold Card (Germany): which is better?
British Airways American Express Premium Plus wins on more dimensions (3 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use British Airways American Express Premium Plus for its best categories, American Express Gold Card (Germany) for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
British Airways American Express Premium Plus doesn't list a welcome bonus. American Express Gold Card (Germany) doesn't list a welcome bonus.