SBI ELITE
Mid-premium SBI card with strong club benefits.
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5-year value calculator
How much SBI ELITE actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
5,000 bonus reward points + ₹5,000 e-gift voucher
What you get
- 2 reward points per ₹100
- Free movie tickets (BookMyShow) up to ₹6K/year
- 6 international + 8 domestic lounge visits/year
- Club Vistara Silver + Trident Privilege Red
- Milestone benefits at ₹3L, ₹4L, ₹5L
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the SBI ELITE
The SaaS subscriptions where SBI ELITE earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹3,05,303/yr.
Greenhouse
Greenhouse bills in USD. SBI ELITE's 1.99% forex (vs 3.5% default) saves ₹1,00,113/yr at this spend.
Drift
Drift bills in USD. SBI ELITE's 1.99% forex (vs 3.5% default) saves ₹38,505/yr at this spend.
Vanta
Vanta bills in USD. SBI ELITE's 1.99% forex (vs 3.5% default) saves ₹23,103/yr at this spend.
Drata
Drata bills in USD. SBI ELITE's 1.99% forex (vs 3.5% default) saves ₹18,482/yr at this spend.
WorkOS
WorkOS bills in USD. SBI ELITE's 1.99% forex (vs 3.5% default) saves ₹1,925/yr at this spend.
dbt
dbt bills in USD. SBI ELITE's 1.99% forex (vs 3.5% default) saves ₹1,540/yr at this spend.
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