SBI Aurum
Invitation-only super-premium SBI metal card.
External link to SBI Card’s own application page.
The SBI Aurum costs ₹9,999 a year, waived at ₹15,00,000 annual spend. It earns 4% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much SBI Aurum actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the SBI Aurum earn?
What you earn back, by category.
10,000 reward points + ₹10,000 brand voucher
What do you get with the SBI Aurum?
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
Who qualifies for the SBI Aurum?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What 1 SBI Aurum point is actually worth
Same points, wildly different values depending on redemption. Most cardholders default to the boring option and never see the upside. Here's the full ladder for SBI Aurum:
Singapore KrisFlyer transferBest
4 points = 1 mile. Decent ratio for premium tier.
SBI Rewardz portal
Generic vouchers, lazy redemption.
Statement credit
Sweet spots & gotchas
- ✓Premium positioning but mediocre per-point value. Lounge + concierge value is real.
What people say about the SBI Aurum
Real answers from readers. No login, and nothing here affects our scores.
SBI Aurum FAQ
›What is the SBI Aurum annual fee?
The annual fee is ₹9,999. It is waived if you spend ₹15,00,000 in a year.
›What does the SBI Aurum earn?
It earns 4% on all spends.
›What income do you need for the SBI Aurum?
The stated minimum income is ₹35,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the SBI Aurum welcome bonus?
10,000 reward points + ₹10,000 brand voucher.
›Are these SBI Aurum figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
