ICICI Rubyx
Step up from Coral, adds dual-network and milestone rewards.
External link to ICICI Bank’s own application page.
The ICICI Rubyx costs ₹2,000 a year, waived at ₹3,50,000 annual spend. It earns 1% on all spends. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much ICICI Rubyx actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the ICICI Rubyx earn?
What you earn back, by category.
5,000 PAYBACK points + Tata CLiQ voucher
What do you get with the ICICI Rubyx?
- Dual-network (Visa + Amex one card)
- 4 international + 6 domestic lounge visits/year
- 15% off Culinary Treats
- 25% off movie tickets
- Comprehensive insurance
Who qualifies for the ICICI Rubyx?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the ICICI Rubyx
Real answers from readers. No login, and nothing here affects our scores.
ICICI Rubyx FAQ
›What is the ICICI Rubyx annual fee?
The annual fee is ₹2,000 (joining fee ₹3,000). It is waived if you spend ₹3,50,000 in a year.
›What does the ICICI Rubyx earn?
It earns 1% on all spends.
›What is the ICICI Rubyx forex markup?
The ICICI Rubyx charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the ICICI Rubyx?
The stated minimum income is ₹6,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the ICICI Rubyx welcome bonus?
5,000 PAYBACK points + Tata CLiQ voucher.
›Are these ICICI Rubyx figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
