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ICICI Bank
ICICI MMT Signature
🇮🇳 India · ICICI Bank

ICICI MMT Signature

MakeMyTrip loyalists — co-branded with strong travel benefits.

4.4 / 5
Joining fee
₹2,500
Annual fee
₹2,500
Top reward
6%
Min income
₹800,000

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5-year value calculator

How much ICICI MMT Signature actually pays you over time, net of annual fees.

50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards19,800
Annual fee0 (waived ✓)
Welcome bonus (year 1 only)+2,500
Cumulative net value
+101,500
over 5 years
Year 1
22,300
+22,300/yr
Year 2
42,100
+19,800/yr
Year 3
61,900
+19,800/yr
Year 4
81,700
+19,800/yr
Year 5
101,500
+19,800/yr
Year 1 (with bonus)
22,300
Year 2+ (steady state)
19,800/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

Reward rates

What you earn back, by category.

travel
6%
📈
Everything else
1.5%
📈
🎁
Welcome bonus

₹2,500 MMT Black holidays voucher

What you get

  • 6% myCash on flight + hotel bookings via MMT
  • 3% myCash on dining + grocery
  • 1.5% on others
  • 4 international + 4 domestic lounge visits/year
  • MMT Black membership

Eligibility

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹800,000
Min credit score
770+
Self-employed
Eligible