ICICI Coral
Entry-tier card, easy approval, decent base earning, low fee.
Reward rates and fees verified against the issuer source on Jul 14, 2026 · issuer source
External link to ICICI Bank’s own application page.
The ICICI Coral costs ₹500 a year, waived at ₹1,50,000 annual spend. It earns 1% on all spends. Forex markup is 3.5%. These figures were verified against the issuer's own source on July 14, 2026.
5-year value calculator
How much ICICI Coral actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the ICICI Coral earn?
What you earn back, by category.
What do you get with the ICICI Coral?
- 2 ICICI Bank Reward Points per ₹100 (no points on fuel)
- Milestone: 2,000 reward points at ₹2L spend, +1,000 per additional ₹1L, up to 10,000 per year
- 4 complimentary domestic lounge visits per year
- 15% off at 2,500+ partner restaurants (Culinary Treats)
- 1% fuel surcharge waiver
- Free movie tickets via BookMyShow (buy-1-get-1)
Who qualifies for the ICICI Coral?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the ICICI Coral
Real answers from readers. No login, and nothing here affects our scores.
ICICI Coral FAQ
›What is the ICICI Coral annual fee?
The annual fee is ₹500. It is waived if you spend ₹1,50,000 in a year.
›What does the ICICI Coral earn?
It earns 1% on all spends.
›What is the ICICI Coral forex markup?
The ICICI Coral charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the ICICI Coral?
The stated minimum income is ₹2,40,000 a year. Banks treat this as a guideline, not a hard cutoff.
›Are these ICICI Coral figures verified?
These figures were verified against the issuer's own source on July 14, 2026.
