HDFC Pixel Go
A simple first card with flat 1% back, run from the PayZapp app.
External link to HDFC Bank’s own application page.
The HDFC Pixel Go costs ₹250 a year, waived at ₹50,000 annual spend. It earns 1% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much HDFC Pixel Go actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HDFC Pixel Go earn?
What you earn back, by category.
What do you get with the HDFC Pixel Go?
- 1% cashback on eligible spends, including UPI
- 5% cashback on SmartBuy
- Joining fee waived on ₹10,000 spend in the first 90 days
- Renewal fee waived on ₹50,000 spend in a year
- Physical Visa card plus a RuPay digital card for UPI
Who qualifies for the HDFC Pixel Go?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the HDFC Pixel Go
Real answers from readers. No login, and nothing here affects our scores.
HDFC Pixel Go FAQ
›What is the HDFC Pixel Go annual fee?
The annual fee is ₹250. It is waived if you spend ₹50,000 in a year.
›What does the HDFC Pixel Go earn?
It earns 1% on all spends.
›What income do you need for the HDFC Pixel Go?
The stated minimum income is ₹1,44,000 a year. Banks treat this as a guideline, not a hard cutoff.
›Are these HDFC Pixel Go figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.


