HDFC Pixel
Gen Z first card — fully digital, instant approval, customizable art.
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5-year value calculator
How much HDFC Pixel actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
Customizable card design + ₹250 voucher
What you get
- 3% cashback on 2 chosen merchants (Swiggy/Zomato/Uber/Amazon/etc.)
- 1% on other spends
- Lifetime free
- Mobile-first app experience
- Dynamic CVV for security
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the HDFC Pixel
The SaaS subscriptions where HDFC Pixel earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹6,120/yr.
Trello
3% rewards on productivity category — better than the 1% default.
PostHog
3% rewards on marketing category — better than the 1% default.
Notion
3% rewards on productivity category — better than the 1% default.
Monday.com
3% rewards on productivity category — better than the 1% default.
Mailchimp
3% rewards on marketing category — better than the 1% default.
Klaviyo
3% rewards on marketing category — better than the 1% default.
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