SBI ELITE vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
SBI ELITE wins 4-2. Mid-premium SBI card with strong club benefits. Yes Bank Marquee is still the right call if high spenders who travel abroad: a 1% forex markup and unlimited international lounge access..
Side-by-side
| Criterion | SBI ELITE | Yes Bank Marquee |
|---|---|---|
| Annual fee | = ₹4,999 | = ₹4,999 |
| Joining fee | ₹4,999 | · ₹9,999 |
| Top reward rate | · 2% (general) | 4.5% (shopping) |
| Base reward rate | · 2% | 2.25% |
| Forex markup | = N/A | = 1% |
| Welcome bonus | = 5,000 bonus reward points + ₹5,000 e-gift voucher | = 40,000 YES Rewardz points as a joining benefit |
| Fee waiver threshold | = ₹10,00,000 / yr | = ₹10,00,000 / yr |
| Min income | ₹6,00,000 | · ₹36,00,000 |
| Min credit score | 770 | · N/A |
| Editorial rating | 4.4/5 | · 4.3/5 |
Benefits compared
SBI ELITE
- 2 reward points per ₹100
- Free movie tickets (BookMyShow) up to ₹6K/year
- 6 international + 8 domestic lounge visits/year
- Trident Privilege Red membership
- Milestone benefits at ₹3L, ₹4L, ₹5L
Yes Bank Marquee
- 36 YES Rewardz points per ₹200 online, 18 per ₹200 offline, 10 per ₹200 on select categories
- 1 point = ₹0.25 on flights and hotels, ₹0.15 as gift vouchers, ₹0.10 as statement credit
- Foreign currency markup 1%
- Unlimited international lounge access and 6 domestic lounge visits a quarter, for primary and add-on cards
- 20,000 bonus points on paying the renewal fee
- Renewal fee waived on ₹10,00,000 retail spend in a year
FAQ
›SBI ELITE vs Yes Bank Marquee: which is better?
SBI ELITE wins on more dimensions (4 vs 2). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use SBI ELITE for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI ELITE: 5,000 bonus reward points + ₹5,000 e-gift voucher. Yes Bank Marquee: 40,000 YES Rewardz points as a joining benefit.