Citi Custom Cash
Auto-detects your top spend category each cycle, set-and-forget.
External link to Citi’s own application page.
The Citi Custom Cash has no annual fee. It earns 5% on shopping and 1% on everything else. Forex markup is 3%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Citi Custom Cash actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Citi Custom Cash earn?
What you earn back, by category.
$200 cashback after $1,500 in 6 months
What do you get with the Citi Custom Cash?
- 5% cashback in your top eligible spend category each billing cycle (up to $500)
- 1% on everything else
- Eligible categories: restaurants, gas, grocery, travel, etc.
- No annual fee
- 0% intro APR for 15 months
Who qualifies for the Citi Custom Cash?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Latest on the Citi Custom Cash
What people say about the Citi Custom Cash
Real answers from readers. No login, and nothing here affects our scores.
Citi Custom Cash FAQ
›What is the Citi Custom Cash annual fee?
The Citi Custom Cash has no annual fee.
›What does the Citi Custom Cash earn?
It earns 5% on shopping and 1% on everything else.
›What is the Citi Custom Cash forex markup?
The Citi Custom Cash charges 3% forex markup on foreign-currency spends.
›What income do you need for the Citi Custom Cash?
Citi publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Citi Custom Cash welcome bonus?
$200 cashback after $1,500 in 6 months.
›Are these Citi Custom Cash figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
