Capital One Savor
Foodies on a no-fee card — restaurants, delivery, streaming, groceries
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5-year value calculator
How much Capital One Savor actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
$200 cash bonus after $500 spend in first 3 months
What you get
- 3% cashback on dining and food delivery
- 3% on entertainment (concerts, sports, streaming)
- 3% on grocery stores (excludes Walmart, Target)
- 1% on everything else
- No annual fee, no foreign transaction fees
- 8% on Capital One Entertainment bookings
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Capital One Savor
The SaaS subscriptions where Capital One Savor earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,22,400/yr.
Greenhouse
Capital One Savor pays 1% rewards on Greenhouse.
Drift
Capital One Savor pays 1% rewards on Drift.
Vanta
Capital One Savor pays 1% rewards on Vanta.
Drata
Capital One Savor pays 1% rewards on Drata.
Trello
3% rewards on productivity category — better than the 1% default.
PostHog
3% rewards on marketing category — better than the 1% default.
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