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Razorpay vs PayU

A side-by-side breakdown of Razorpay and PayU — pricing in INR and USD, regional coverage, who each is best for, and the honest call on which to pick.

Side-by-side

DimensionRazorpayPayU
Categorypaymentspayments
Entry pricing (USD)
Entry pricing (INR)
Regions coveredININ

Which one should you pick?

Pick Razorpay if…

  • Your customer base is concentrated in IN.
  • India's leading payment gateway with the broadest payment-method coverage.
  • 0

Pick PayU if…

  • Your customer base is concentrated in IN.
  • Established Indian payment gateway with EMI and pay-later support.
  • 0

FAQ

Is Razorpay or PayU cheaper?

Pricing varies by tier and usage; both vendors publish current rates on their websites.

When should I pick Razorpay over PayU?

Both compete in the same payments space. Pick Razorpay if your stack is closer to its native integrations, your team already uses sister products from the same vendor, or its regional coverage matches your customer base. Pick PayU for the inverse.

Can I migrate from Razorpay to PayU later?

Most modern SaaS supports CSV/JSON export for the core data model. The migration cost is integration work — every Zapier workflow, every webhook URL, every API token has to be re-wired. Budget 2-4 weeks of engineering time for a non-trivial production migration.

Are there alternatives to both Razorpay and PayU?

Yes — browse the full payments category at /tools/category/payments for every tool we cover.

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