Amex Business Platinum adds free ZO Clubhouse and Studio membership from 22 October
From 22 October 2026, US Business Platinum and Corporate Platinum cardholders get unlimited ZO Clubhouse access, 4 guest passes a week, 4 Studio day passes a month and up to $500 a year in ZO credits. No enrollment with Amex; the annual fee is unchanged.
In this article
American Express is adding a new benefit to the US Business Platinum Card: a complimentary membership to ZO, Tishman Speyer's network of members' clubhouses and coworking studios. It starts on 22 October 2026. Doctor of Credit and Upgraded Points report the same terms, and Upgraded Points says it comes with no increase to the annual fee.
What you get
| Benefit | Detail |
|---|---|
| ZO Clubhouses | Unlimited access |
| Clubhouse guests | 4 guest day passes per week |
| ZO Studios (US) | 4 complimentary day passes per month, booked in advance |
| Credit | Up to $500 in statement credits per card account each calendar year, for ZO or Studio event space bookings or a Dining Club membership, paid with the eligible card |
| Enrollment | Not required with Amex; activate in the ZO app or on ZO's website before your first visit |
Upgraded Points says the benefit covers both Business Platinum and Corporate Platinum cardholders in the US.
Where it works
The locations are concentrated in a few big cities. Upgraded Points counts more than 25 ZO Clubhouse or Studio spaces across New York, Boston, Washington DC, Chicago, San Francisco and Los Angeles. Doctor of Credit's list is mostly New York, with sites on Long Island and in Chicago, Boston, Beverly Hills and San Francisco. The two lists differ slightly, so check ZO's own location map before you plan a visit.
Is it worth anything to you?
Only if you live in or travel often to one of those cities. For a New York based business owner who needs a desk or a client meeting room a few times a month, the day passes and the $500 credit are real value. For everyone else this is a perk you will never use, and it should not change whether the card earns its fee for you.
Weigh the card on the spending you actually do: the Business Platinum card page shows its catalog figures, and Polo Match ranks it against other cards for your own spend.
Sources
Every claim on this page is backed by a primary or reputable source.
Cards affected
Card figures on CardPolo come from our catalog, each with an issuer source and a verified date where we have checked it. Spot something out of date? Tell us at [email protected].
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