Wells Fargo Bilt Mastercard
Pay rent without fees — only no-fee card that earns points on rent.
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5-year value calculator
How much Wells Fargo Bilt Mastercard actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
No welcome bonus — value lives in rent payments
What you get
- 1x points on rent (up to 100K points/year, no transaction fee)
- 3x on dining
- 2x on travel
- 1x on everything else
- Transfer to 14 airline + hotel partners
- No annual fee, no foreign transaction fees
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Wells Fargo Bilt Mastercard
The SaaS subscriptions where Wells Fargo Bilt Mastercard earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,21,635/yr.
Greenhouse
Wells Fargo Bilt Mastercard pays 1% rewards on Greenhouse.
Drift
Wells Fargo Bilt Mastercard pays 1% rewards on Drift.
Vanta
Wells Fargo Bilt Mastercard pays 1% rewards on Vanta.
Drata
Wells Fargo Bilt Mastercard pays 1% rewards on Drata.
WorkOS
Wells Fargo Bilt Mastercard pays 1% rewards on WorkOS.
dbt
Wells Fargo Bilt Mastercard pays 1% rewards on dbt.
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