Discover It Miles
No-fee flat travel earn — first-year doubled effectively makes it 3x.
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5-year value calculator
How much Discover It Miles actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
Discover doubles all miles earned in your first year (Mile Match)
What you get
- 1.5x miles on every purchase
- Discover Mile Match: doubles all miles earned in year 1
- Redeem against any travel purchase
- No annual fee, no foreign transaction fees
- Free FICO score
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Discover It Miles
The SaaS subscriptions where Discover It Miles earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,82,453/yr.
Greenhouse
1.5% rewards on hr category — better than the 1% default.
Drift
1.5% rewards on crm category — better than the 1% default.
Vanta
1.5% rewards on engineering category — better than the 1% default.
Drata
1.5% rewards on engineering category — better than the 1% default.
WorkOS
1.5% rewards on auth category — better than the 1% default.
dbt
1.5% rewards on database category — better than the 1% default.
More cards in the US
Chase Sapphire Preferred
Chase
First-time travel-rewards card, sweet-spot earn rates
EXPRESS
American Express Gold
American Express
Heavy restaurant + grocery spenders ($1K+/mo on food)
Citi Double Cash
Citi
Set-it-and-forget-it 2% on everything