Axis Atlas vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Atlas wins 5-4. Travel-heavy spenders who transfer points to airline and hotel partners. Yes Bank Marquee is still the right call if high spenders who travel abroad: a 1% forex markup and unlimited international lounge access..
Side-by-side
| Criterion | Axis Atlas | Yes Bank Marquee |
|---|---|---|
| Annual fee | · ₹5,000 | ₹4,999 |
| Joining fee | ₹5,000 | · ₹9,999 |
| Top reward rate | 5% (travel) | · 4.5% (shopping) |
| Base reward rate | · 2% | 2.25% |
| Forex markup | · 3.5% | 1% |
| Welcome bonus | = 2,500 EDGE Miles on 1 transaction within 37 days | = 40,000 YES Rewardz points as a joining benefit |
| Fee waiver threshold | · No waiver | ₹10,00,000 / yr |
| Min income | ₹10,00,000 | · ₹36,00,000 |
| Min credit score | 780 | · N/A |
| Editorial rating | 4.5/5 | · 4.3/5 |
Benefits compared
Axis Atlas
- 5 EDGE Miles per ₹100 on travel (capped ₹2 lakh/month), 2 per ₹100 on other spends
- No annual fee waiver offered
- 8 international + 8 domestic lounge visits/year
- Transferable to 20+ airline + hotel partners
- 3.5% forex markup (high, pair with a zero-forex card for international)
Yes Bank Marquee
- 36 YES Rewardz points per ₹200 online, 18 per ₹200 offline, 10 per ₹200 on select categories
- 1 point = ₹0.25 on flights and hotels, ₹0.15 as gift vouchers, ₹0.10 as statement credit
- Foreign currency markup 1%
- Unlimited international lounge access and 6 domestic lounge visits a quarter, for primary and add-on cards
- 20,000 bonus points on paying the renewal fee
- Renewal fee waived on ₹10,00,000 retail spend in a year
FAQ
›Axis Atlas vs Yes Bank Marquee: which is better?
Axis Atlas wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Axis Atlas for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Atlas: 2,500 EDGE Miles on 1 transaction within 37 days. Yes Bank Marquee: 40,000 YES Rewardz points as a joining benefit.