British Airways American Express Credit Card vs American Express Rewards Credit Card
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
British Airways American Express Credit Card wins 1-0. Collecting Avios on everyday spend with no annual fee. American Express Rewards Credit Card is still the right call if a free way into membership rewards points in the uk..
Side-by-side
| Criterion | British Airways American Express Credit Card | American Express Rewards Credit Card |
|---|---|---|
| Annual fee | = No annual fee | = No annual fee |
| Joining fee | = None | = None |
| Top reward rate | = 1% (general) | = 1% (general) |
| Base reward rate | = 1% | = 1% |
| Forex markup | = N/A | = N/A |
| Welcome bonus | = 5,000 Avios after £2,000 spend in three months | = 10,000 Membership Rewards points after £2,000 spend in three months |
| Fee waiver threshold | = N/A (no fee) | = N/A (no fee) |
| Min income | = £15,000 | = £15,000 |
| Min credit score | = N/A | = N/A |
| Editorial rating | 4.2/5 | · 4/5 |
Benefits compared
British Airways American Express Credit Card
- 1 Avios for every £1 spent on purchases
- No annual fee
- Travel accident cover up to £75,000 on public transport bought with the card
American Express Rewards Credit Card
- 1 Membership Rewards point for every £1 spent
- No annual fee
FAQ
›British Airways American Express Credit Card vs American Express Rewards Credit Card: which is better?
British Airways American Express Credit Card wins on more dimensions (1 vs 0). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use British Airways American Express Credit Card for its best categories, American Express Rewards Credit Card for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
British Airways American Express Credit Card: 5,000 Avios after £2,000 spend in three months. American Express Rewards Credit Card: 10,000 Membership Rewards points after £2,000 spend in three months.