British Airways American Express Premium Plus vs Barclaycard Avios Plus
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Barclaycard Avios Plus wins 4-1. Higher Avios earn for people who spend £10,000 or more a year. British Airways American Express Premium Plus is still the right call if heavy british airways flyers chasing avios and tier points..
Side-by-side
| Criterion | British Airways American Express Premium Plus | Barclaycard Avios Plus |
|---|---|---|
| Annual fee | · £300 | £240 |
| Joining fee | = None | = None |
| Top reward rate | · 1.25% (general) | 1.5% (general) |
| Base reward rate | · 1.25% | 1.5% |
| Forex markup | = N/A | = N/A |
| Welcome bonus | · N/A | 25,000 Avios after £3,000 spend in three months, for new Barclaycard customers |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = £35,000 | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | 4.5/5 | · 4.2/5 |
Benefits compared
British Airways American Express Premium Plus
- 1.25 Avios for every £1 spent on purchases
- From 1 April 2027, 1 British Airways tier point per £10 of eligible spend, up to 3,000 a year
- Travel inconvenience cover, including £200 for flight delay and £750 for delayed baggage
Barclaycard Avios Plus
- 1.5 Avios for every £1 spent on eligible purchases
- £20 monthly fee (£240 a year)
- Spend £10,000 in 12 months to choose a British Airways cabin upgrade voucher
FAQ
›British Airways American Express Premium Plus vs Barclaycard Avios Plus: which is better?
Barclaycard Avios Plus wins on more dimensions (4 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use British Airways American Express Premium Plus for its best categories, Barclaycard Avios Plus for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
British Airways American Express Premium Plus doesn't list a welcome bonus. Barclaycard Avios Plus: 25,000 Avios after £3,000 spend in three months, for new Barclaycard customers.