Citi Strata Premier
Replaces Premier — solid mid-tier travel with hotel-direct boost.
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5-year value calculator
How much Citi Strata Premier actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
75,000 ThankYou points after $4,000 spend in 3 months
What you get
- 10x on hotels, car rentals, and attractions via Citi Travel
- 3x at restaurants + supermarkets + gas stations
- 1x on everything else
- $100 hotel benefit on $500+ Citi Travel hotel bookings
- Transfer to 16 airline + hotel partners
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Citi Strata Premier
The SaaS subscriptions where Citi Strata Premier earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,21,635/yr.
Greenhouse
Citi Strata Premier pays 1% rewards on Greenhouse.
Drift
Citi Strata Premier pays 1% rewards on Drift.
Vanta
Citi Strata Premier pays 1% rewards on Vanta.
Drata
Citi Strata Premier pays 1% rewards on Drata.
WorkOS
Citi Strata Premier pays 1% rewards on WorkOS.
dbt
Citi Strata Premier pays 1% rewards on dbt.
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