Chase Ink Business Preferred
US-incorporated startups — best welcome bonus in the business-card space.
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5-year value calculator
How much Chase Ink Business Preferred actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
90,000 points after $8,000 spend in first 3 months (~$1,125 in travel)
What you get
- 3x points on travel + shipping + advertising + telecom (first $150K/year)
- 1x on everything else
- No foreign transaction fees
- Cell phone protection up to $1,000/claim
- Transferable to airline + hotel partners 1:1
- Employee cards at no cost
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Chase Ink Business Preferred
The SaaS subscriptions where Chase Ink Business Preferred earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,21,635/yr.
Greenhouse
Greenhouse subscription = business spend. Chase Ink Business Preferred pays 1% on business categories.
Drift
Drift subscription = business spend. Chase Ink Business Preferred pays 1% on business categories.
Vanta
Vanta subscription = business spend. Chase Ink Business Preferred pays 1% on business categories.
Drata
Drata subscription = business spend. Chase Ink Business Preferred pays 1% on business categories.
WorkOS
WorkOS subscription = business spend. Chase Ink Business Preferred pays 1% on business categories.
dbt
dbt subscription = business spend. Chase Ink Business Preferred pays 1% on business categories.
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