Chase Ink Business Cash card
🇺🇸 United States · Chase

Chase Ink Business Cash

No-fee small-business card, 5% on office supplies, internet, cable.

4.6 / 5
Joining fee
$0
Annual fee
$0
Top reward
5%
Min income
None stated

External link to Chase’s own application page.

The Chase Ink Business Cash has no annual fee. It earns 5% on shopping and 1% on everything else. Forex markup is 3%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Chase Ink Business Cash actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$468
Annual feeNo fee
Welcome bonus (year 1 only)+$350
Cumulative net value
+$2,690
over 5 years
Year 1
$818
+$818/yr
Year 2
$1,286
+$468/yr
Year 3
$1,754
+$468/yr
Year 4
$2,222
+$468/yr
Year 5
$2,690
+$468/yr
Year 1 (with bonus)
$818
Year 2+ (steady state)
$468/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Chase Ink Business Cash earn?

What you earn back, by category.

shopping
5%
On up to $25,000 spend per year (cap terms unverified)
📈
Everything else
1%
📈
🎁
Welcome bonus

$350 cash back after $3K spend in 3 months + $400 after $6K total in 6 months

What do you get with the Chase Ink Business Cash?

  • 5% cashback on office supply stores + telecom (up to $25K/year combined)
  • 2% at gas stations + restaurants (up to $25K/year combined)
  • 1% on everything else
  • No annual fee
  • 0% intro APR for 12 months

Who qualifies for the Chase Ink Business Cash?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
700+
Self-employed
Eligible

What people say about the Chase Ink Business Cash

Real answers from readers. No login, and nothing here affects our scores.

Chase Ink Business Cash FAQ

›What is the Chase Ink Business Cash annual fee?

The Chase Ink Business Cash has no annual fee.

›What does the Chase Ink Business Cash earn?

It earns 5% on shopping and 1% on everything else.

›What is the Chase Ink Business Cash forex markup?

The Chase Ink Business Cash charges 3% forex markup on foreign-currency spends.

›What income do you need for the Chase Ink Business Cash?

Chase publishes no minimum income requirement for this card; approval rests on your credit profile.

›What is the Chase Ink Business Cash welcome bonus?

$350 cash back after $3K spend in 3 months + $400 after $6K total in 6 months.

›Are these Chase Ink Business Cash figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.