Best online shopping credit cards
Boosted rewards on Amazon, Flipkart, etc..
🇮🇳 India
At a glance
| Card | Annual fee | Fee waived at | Forex markup | Stated min income | Network | Checked |
|---|---|---|---|---|---|---|
| Tata Neu Infinity HDFC HDFC Bank | ₹1,499 | ₹3,00,000 / yr | 3.5% | ₹6,00,000 / yr | visa | not yet verified |
| HDFC Millennia HDFC Bank | ₹1,000 | ₹1,00,000 / yr | 3.5% | ₹4,20,000 / yr | mastercard | not yet verified |
| Flipkart Axis Bank Axis Bank | ₹500 | ₹3,50,000 / yr | 3.5% | ₹3,60,000 / yr | mastercard | not yet verified |
| HDFC MoneyBack+ HDFC Bank | ₹500 | ₹50,000 / yr | 3.5% | ₹2,40,000 / yr | visa | not yet verified |
| SBI SimplyClick SBI Card | ₹499 | ₹1,00,000 / yr | 3.5% | ₹3,00,000 / yr | mastercard | not yet verified |
| Tata Neu Plus HDFC HDFC Bank | ₹499 | ₹1,00,000 / yr | not confirmed | ₹3,00,000 / yr | not confirmed | not yet verified |
| Amazon Pay ICICI ICICI Bank | None | - | 3.5% | ₹3,00,000 / yr | visa | not yet verified |
HDFC Millennia
HDFC Bank
Online shoppers spending ₹15K–50K/month
SBI SimplyClick
SBI Card
First card for online buyers, low entry fee
Amazon Pay ICICI
ICICI Bank
Heavy Amazon shoppers, best free card in India
Tata Neu Infinity HDFC
HDFC Bank
Tata ecosystem users, Croma, BigBasket, AirAsia, Westside, Taj
Flipkart Axis Bank
Axis Bank
Flipkart loyalists who also use Myntra and Cleartrip
HDFC MoneyBack+
HDFC Bank
Entry-level cashback with very low waiver bar.
Tata Neu Plus HDFC
HDFC Bank
Tata Neu shoppers who want the NeuCoins without the Infinity fee.
Best online shopping credit cards, common questions
Every figure below is read from our card catalog at build time, so it cannot drift from the card pages.
How many online shopping credit cards are compared here?
7 online shopping cards, 7 from India. Cards from each market are listed separately because their fees, income rules and reward currencies do not compare directly.
Which online shopping credit cards have no annual fee?
1 of the 7 online shopping cards listed here carries no annual fee: Amazon Pay ICICI. A zero annual fee does not mean zero cost; check the joining fee and the foreign transaction markup on each card page before you apply.
How much do these online shopping cards cost per year?
Annual fees across the 7 online shopping cards on this page run ₹0 to ₹1,499 (highest: Tata Neu Infinity HDFC). Fee waivers on annual spend are common in India and rare in the US, so read the waiver threshold rather than the headline fee.
Which of these online shopping cards is cheapest on foreign spend?
6 of these cards charge 3.5% on foreign currency transactions, among them Amazon Pay ICICI, Flipkart Axis Bank and HDFC Millennia, and 3 more. That is the lowest markup among the 6 cards here whose rate we have confirmed against the issuer. The other 1 card is left out of this answer because its markup is not yet verified, and we do not publish an unverified rate.
What income do you need for these online shopping cards?
Of the 7 cards here that state an income requirement, the lowest bar is the HDFC MoneyBack+ at ₹2,40,000 a year. Issuer income figures are guidelines rather than hard cutoffs, and US issuers generally publish none at all.
Read before you choose
Which credit card pays the most on Amazon India: the Amazon Pay ICICI card against SBI SimplyClick, SBI Cashback, HDFC Millennia and Flipkart Axis, with yearly returns computed from our catalog at three spend levels.
ReadA card stack routes each kind of spend to the card that pays most for it. Four Indian stacks computed from catalog earn rates, with fees and waivers counted, and the cases where one card is enough.
Read