Capital One Venture
Simple travel earn — 2x on every dollar, no categories to track
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5-year value calculator
How much Capital One Venture actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
75,000 miles after $4,000 in first 3 months (~$750 in travel)
What you get
- 2x miles on every purchase
- 5x miles on hotels and rental cars booked via Capital One Travel
- Up to $100 credit for Global Entry/TSA PreCheck
- Transfer miles to 15+ airline/hotel partners
- No foreign transaction fees
- Two complimentary visits/year to Capital One Lounges
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Capital One Venture
The SaaS subscriptions where Capital One Venture earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹2,43,270/yr.
Greenhouse
2% rewards on hr category — better than the 1% default.
Drift
2% rewards on crm category — better than the 1% default.
Vanta
2% rewards on engineering category — better than the 1% default.
Drata
2% rewards on engineering category — better than the 1% default.
WorkOS
2% rewards on auth category — better than the 1% default.
dbt
2% rewards on database category — better than the 1% default.
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