Capital One Quicksilver card
🇺🇸 United States · Capital One

Capital One Quicksilver

No-fee, no-thinking 1.5% on everything.

4.4 / 5
Joining fee
$0
Annual fee
$0
Top reward
1.5%
Min income
None stated

External link to Capital One’s own application page.

The Capital One Quicksilver has no annual fee. It earns 1.5% on all spends. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Capital One Quicksilver actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$270
Annual feeNo fee
Welcome bonus (year 1 only)+$200
Cumulative net value
+$1,550
over 5 years
Year 1
$470
+$470/yr
Year 2
$740
+$270/yr
Year 3
$1,010
+$270/yr
Year 4
$1,280
+$270/yr
Year 5
$1,550
+$270/yr
Year 1 (with bonus)
$470
Year 2+ (steady state)
$270/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Capital One Quicksilver earn?

What you earn back, by category.

Everything else
1.5%
📈
🎁
Welcome bonus

$200 cashback after $500 in first 3 months

What do you get with the Capital One Quicksilver?

  • 1.5% cashback on every purchase
  • 5% on hotels and rental cars via Capital One Travel
  • No foreign transaction fees
  • No annual fee
  • 0% intro APR for 15 months

Who qualifies for the Capital One Quicksilver?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
670+
Self-employed
Eligible

What people say about the Capital One Quicksilver

Real answers from readers. No login, and nothing here affects our scores.

Capital One Quicksilver FAQ

›What is the Capital One Quicksilver annual fee?

The Capital One Quicksilver has no annual fee.

›What does the Capital One Quicksilver earn?

It earns 1.5% on all spends.

›What is the Capital One Quicksilver forex markup?

The Capital One Quicksilver charges 0% forex markup on foreign-currency spends.

›What income do you need for the Capital One Quicksilver?

Capital One publishes no minimum income requirement for this card; approval rests on your credit profile.

›What is the Capital One Quicksilver welcome bonus?

$200 cashback after $500 in first 3 months.

›Are these Capital One Quicksilver figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.