US
Capital One
Capital One Quicksilver
VISA
πŸ‡ΊπŸ‡Έ United States Β· Capital One

Capital One Quicksilver

No-fee, no-thinking 1.5% on everything.

4.4 / 5
Joining fee
$0
Annual fee
$0
Top reward
1.5%
Min income
β€”

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5-year value calculator

How much Capital One Quicksilver actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$270
Annual feeNo fee
Welcome bonus (year 1 only)+$200
Cumulative net value
+$1,550
over 5 years
Year 1
$470
+$470/yr
Year 2
$740
+$270/yr
Year 3
$1,010
+$270/yr
Year 4
$1,280
+$270/yr
Year 5
$1,550
+$270/yr
Year 1 (with bonus)
$470
Year 2+ (steady state)
$270/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

Reward rates

What you earn back, by category.

Everything else
1.5%
πŸ“ˆ
🎁
Welcome bonus

$200 cashback after $500 in first 3 months

What you get

  • 1.5% cashback on every purchase
  • 5% on hotels and rental cars via Capital One Travel
  • No foreign transaction fees
  • No annual fee
  • 0% intro APR for 15 months

Eligibility

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min credit score
670+
Self-employed
Eligible