EXPRESS
Amex Hilton Honors
No-fee Hilton card — solid for occasional Hilton stays.
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5-year value calculator
How much Amex Hilton Honors actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
70,000 Hilton points after $2,000 spend in 6 months
What you get
- 7x Hilton Honors points at Hilton hotels
- 5x at US restaurants + gas stations
- 3x on everything else
- Hilton Honors Silver status
- No annual fee, no foreign transaction fees
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Amex Hilton Honors
The SaaS subscriptions where Amex Hilton Honors earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹3,64,905/yr.
Greenhouse
3% rewards on hr category — better than the 1% default.
Drift
3% rewards on crm category — better than the 1% default.
Vanta
3% rewards on engineering category — better than the 1% default.
Drata
3% rewards on engineering category — better than the 1% default.
WorkOS
3% rewards on auth category — better than the 1% default.
dbt
3% rewards on database category — better than the 1% default.
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